Achmea Hypotheekbank N.V. was formed in 1995 and is licensed as a financial services provider under the Financial Supervision Act (Wft). It provides mortgage loans to private customers under the Centraal Beheer Achmea, FBTO, Avéro Achmea and Woonfonds Hypotheken labels. Centraal Beheer Achmea sells mortgages directly to consumers, while FBTO operates via the mortgage service of Vereniging Eigen Huis and Avéro Achmea and Woonfonds Hypotheken employ the distributive power of intermediaries. Morgage lending is one of the key elements in the total array of financial products that Achmea offers its clients.
All the Achmea Hypotheekbank N.V. shares are held by Achmea Bank Holding N.V., which in return is wholly owned by Achmea Holding N.V. (Achmea). The latter is a wholly owned subsidiary of Achmea B.V.